William H. Williams, Principal and Portfolio Manager, is Chief Executive Officer and Chief Investment Officer of STW Fixed Income Management. He has been STW’s fixed income CIO for 30 years. Prior to joining STW in 1977, he was Vice President in charge of Investment Management Services at Lloyds Bank California. Before that, he was a consultant with Digital Information Corporation, a firm specializing in the then-new concept of fixed income return attribution. He studied Engineering and Business Administration at Northwestern University and received his BA in Business Administration from Tulane University. Billy’s bio is brief as he has been with STW for a very long time.